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China Fintech-enabled Digital Payment Market Size and Forecast by Payment Mode, Applications, Channels, Transaction Value, and End User: 2019-2033

  Jan 2026   | Format: PDF DataSheet |   Pages: 110+ | Type: Niche Industry Report |    Authors: Saroj D (Senior Analyst)  

 

China Fintech-enabled Digital Payment Market Outlook

  • In 2024, the China market accounted for USD 645.08 billion.
  • Our assessment shows the China Fintech-enabled Digital Payment Market is expected to reach USD 1,241.44 billion by 2033, achieving a CAGR of 7.3% during the forecast period.
  • Usage intensity remains high while growth moderates, pushing fintech platforms to focus on efficiency and integration rather than new adoption.
  • The People’s Bank of China expanded e-CNY pilot programs in 2024, reinforcing state-led digital payment infrastructure and shaping fintech alignment with national systems.
  • DataCube Research Report (Jan 2026): This analysis uses 2024 as the actual year, 2025 as the estimated year, and calculates CAGR for the 2025-2033 period.
*Research Methodology: This report is based on DataCube’s proprietary 3-stage forecasting model, combining primary research, secondary data triangulation, and expert validation. [Learn more]

Market Scope Framework

Payment Mode

  • Card-based Payments
  • Account-to-Account (A2A) Payments
  • Digital Wallet-based Payments
  • Electronic Bank Transfers (Non-Instant)
  • Mobile Network-Based Payments (Non-Internet)
  • Digital Asset / Crypto Payments

Applications

  • Retail / Consumer Payments
  • Bill Payments and Recharges
  • Government Payments (G2P/P2G)
  • Corporate / B2B Payments
  • Peer-to-Peer (P2P)
  • Cross-Border Payments

Channels

  • Physical POS Terminals
  • Online / Web Portals
  • Mobile Apps
  • QR Code Interfaces
  • Contactless / NFC Devices
  • Voice / IVR / USSD Interfaces

Transaction Value

  • Micro / Low-Value Payments
  • Mid-Value Payments
  • High-Value Payments

End User

  • Consumers / Individuals
  • Merchants / SMEs
  • Corporates / Enterprises
  • Government / Public Sector
  • Financial Institutions
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