In 2024, the US recorded USD 978.02 billion in revenue.
Data-driven estimates suggest the US Fintech-enabled Digital Payment Market is projected to expand to USD 1,875.16 billion in 2033, with a CAGR of 7.5% during the forecast horizon.
Growth is driven by higher transaction frequency instead of new user adoption, pushing fintech platforms to strengthen instant payments, tokenized card flows, and automated compliance.
The Federal Reserve launched FedNow nationwide in Jul-2023, significantly changing settlement expectations and accelerating fintech investment in real-time transaction routing and liquidity controls.
DataCube Research Report (Jan 2026): This analysis uses 2024 as the actual year, 2025 as the estimated year, and calculates CAGR for the 2025-2033 period.
*Research Methodology: This report is based on DataCube’s proprietary 3-stage forecasting model, combining primary research, secondary data triangulation, and expert validation.
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